• Plan A provides basic coverage for hospitalization, medical expenses and hospice care.
• Plan B includes the same basic benefits, plus coverage for your part A deductible.

• Plan C offers more coverage than plans A & B.  In addition to hospitalization, medical expenses and hospice care, plus coverage for the Part A and Part B deductibles, Plan C covers skilled nursing care and emergency care abroad.

• Plan F offers the basic benefits, plus coverage for both the Part A and Part B deductibles, skilled nursing care abroad, and 100% of the Part B excess charges (the difference between what a doctor or provider charges and the amount Medicare will pay up to Medicare's limiting amount).  Plan F also has a high-deductible option that can lower your premiums.

• Plan G includes basic benefits, plus coverage for the Part A deductible, skilled nursing care, emergency care abroad, and 100% of the Part B excess charges (charges above what Medicare pays) and emergency care abroad.

• These lower premium policies cover a range of basic benefits and medical costs, including the Part A deductible, skilled nursing care, doctor's services and hospital care.  The plan pays a percentage of your costs and then you are responsible for a portion.  Each plan has an out-of-pocket maximum, which limits the amount you will have to pay each year.

• Plan N offers thesame basic benefits.  It includes an office copayment of up to $20 and an emergency room copayment of up to $50.  The plan also covers costs for the Part A deductible, skilled nursing care and emergency care abroad.

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